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Smart Loan Solutions

Simple, transparent and tailored financial products

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Personal Loan

Instant funds for weddings, medical needs, travel or emergencies.

Home Loan

Affordable EMIs and long tenure for your dream home.

Business Loan

Fuel your growth with fast approvals and flexible repayment.

Vehicle Loan

Drive home your dream car with low interest rates.

Loan Against Securities

Get liquidity without selling your investments.

Education Loan

Finance higher education in India or abroad with ease.

Borrowing money from a lender with the promise to repay, usually with interest. Types include personal loans, home loans, car loans, and more.

Types of Loans:

Personal Loans: Unsecured loans for personal use, such as weddings or medical emergencies.
Home Loans: Secured loans for purchasing or constructing a home.
Auto Loans: Secured loans for purchasing a vehicle.
Student Loans: Loans for education expenses.
Business Loans: Loans for starting or expanding a business.

Things to Consider:

Interest Rates: Cost of borrowing expressed as a percentage.
Repayment Terms: Duration and frequency of repayments.
Fees: Origination fees or late payment charges.
Collateral: Assets pledged for secured loans.
Credit Score: Impacts eligibility and interest rates.

Benefits:

Access to Funds: Loans can provide necessary funds for large purchases or expenses.
Flexibility: Loans can offer flexible repayment terms and interest rates.
Building Credit: Repaying loans on time can help build credit history.

Risks:

Debt Burden: Loans can lead to debt accumulation if not managed properly.
Interest Costs: Loans can be costly if not repaid promptly.
Default Risk: Failure to repay loans can result in penalties, fees, and damage to credit scores.

Quarterly Payment

₹257,070.58 Quarterly for 1 Year(s)

Total interest payable

₹28,282.32 over 1 Year(s)

Calculator Disclaimer

The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. To find out actual repayment amounts, contact us. This calculation does not constitute a quote, loan approval, agreement or advice by My Finance. It does not take into account your personal or financial circumstances.